Car insurance for named drivers discount

 · The named driver will have the same level of insurance cover as you, the main driver, however if the additional driver causes an accident whilst driving your car, it will be your no claims discount that’s affected if you need to make a claim.  · Additional drivers have fewer protections than named insured drivers in a policy. Named driver policies could cost less than standard policies due to the reduced risk. To be a named insured driver, you must be listed in the policy. Usually, a named insured driver is also the www.doorway.ruted Reading Time: 6 mins. If you've built up a No Claims Discount (NCD) as a named driver on someone else's Sainsbury's Bank car insurance, and you now want your own cover, we'll transfer it over for you when you buy. Just call us on 03with the details of the policy you earned the discount under, and your: Full name. Date of birth. Postcode. Policy number or registration number. Got your .

And don't forget to say you're a named driver on an existing AA car insurance policy. Your no claims discount will be based on how long you've been a named driver, and how long you've held a full UK licence. And once you've held your own AA policy for a year, you can then protect your no claims discount. Named drivers are good news for policyholders. Policies hardly ever allow your named driver to build up a no-claims discount of their own. This is worth bearing in mind if you’re adding a young driver to your insurance, as they won’t typically receive a no-claims discount until they take out a policy in their own name. Named Driver Discount Drivers named on your policy that remain claim free may be eligible for a discount when they take out a policy in their own name with us. If your policy ends with us, the named driver can still use their Named Driver Discount as long as they get a quote from us within 90 days.

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